What Makes a Bank Good?
This is a question that is so relevant, specifically in times when the economy is marked with instability and drastic changes. Reality bites, they say, but knowing the truth will always equate knowing what can be good and of help. Although financial experts and bank executives are all in the same mind that soaring profitability, sturdy balance sheet and excellent asset quality are what it takes to make a bank good, these finance lingos may not make any sense to an ordinary customer.
By and large, low interest charges on loans and high interest rates on deposits and investments are marks of a good bank. Overall, every depositor needs to be assured that the bank they are entrusting their wealth to is a high-performing institution. Apart from the bank jargons and casual claims, bank clients look for something that is perceptible, understandable and manifested in regular transactions.
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